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Can I afford this house?

Easily check whether you can afford your dream home? With our handy calculation, you will know within a minute whether the home you have your eye on is affordable.

Calculate if you can afford the house

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Our customers rate us with a 9.7 based on 32,994 ratings.

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Hypotheker8899

  • Just around the corner

    With over 180 offices one of our offices is always just around the corner.

  • The largest comparison

    Our online mortgage calculator compares more than 40 providers, including your own bank.

  • Over 35 years of experience

    De Hypotheker is the oldest and largest independent mortgage broker in the Netherlands.

Calculate more

Can you afford the house you have your eye on? Then do our next calculations.

What is the value of this house?

You have seen a nice house and you can afford it too. Wonderful, but is the asking price worth it? With our Home Value Meter you can easily calculate the real value of the house you have your eye on. This calculator is in Dutch

What is the value of this house?

What will my mortgage repayment be?

Have you found a nice property and curious what your monthly payments will be? With our tool, you can not only calculate your max mortgage, but also easily calculate your monthly mortgage payments.

What will my mortgage repayment be?
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Want to know more than just whether you can afford a house?

In the first place, you wanted to know: can I buy this house? Now that you know your options, you may want to know more. Below you will find additional information to help you prepare properly for buying a house and taking out a mortgage.

What is the current mortgage rate now?

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Check our interest rates for the most up-to-date interest rate overview of 40 providers.

What do our mortgage advisors do for you?

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Are you ready to talk to a mortgage advisor? Find out what our mortgage advisors can do for you and make an appointment right away.

Frequently asked questions about buying a house

Once you know you can buy your dream home, it is only beginning. Our clients often ask us these questions.

How do you calculate whether you can buy a house?

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Do you have your eye on a house and want to know if you can buy it? Then you would be wise to calculate your maximum mortgage. Use our handy calculation tool to find out very quickly whether the house you have your eye on is affordable.

What are the requirements to buy a house?

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To buy a house, you have to meet certain conditions and requirements. The main requirements when buying a house are whether you can afford the house (based on your income and your available financial resources) and whether your offer is accepted by the selling party. Is your offer accepted? Then you will sign the preliminary sales contract and have three days to think about the purchase without giving reasons.

Can I afford a house by myself?

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Exactly how much you can borrow to buy a house if you are single depends on several factors. First, your income must be high enough to take on the mortgage needed to buy the house. Therefore, calculate your maximum mortgage first. Furthermore, your mortgage cannot exceed 100% of the value of your home. There is an exception of 106% if you can prove that the extra 6% will be used for energy-saving measures.