De Hypotheker

Mortgage broker in Zoetermeer

At De Hypotheker Zoetermeer, you can turn to Henk Otgaar and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Zoetermeer on the Zwaardslootseweg.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Henk Otgaar
Henk Otgaar Hypotheekadviseur Zoetermeer
Contact information
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Opening hours
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Monday 9:00 AM - 5:30 PM
Tuesday 9:00 AM - 9:00 PM
Wednesday 9:00 AM - 9:00 PM
Thursday 9:00 AM - 9:00 PM
Friday 9:00 AM - 5:30 PM
Saturday 9:00 AM - 2:00 PM
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Zoetermeer's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Zoetermeer.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

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Our reviews

9.8
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  • 04 - Icons / Star - Half
Based on 396 reviews
Check out our the reviews at Advieskeuze.nl
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WouterJ
18 December 2024
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Had very pleasant contact at the Hypotheker and good and sound advice! Good time is taken to explain all matters and an excellent handling of the increase of the existing mortgage.

Review translated by Microsoft

Zeer prettig contact gehad bij de Hypotheker en een goed en gedegen advies! Er wordt goed de tijd genomen om alle zaken uit te leggen en een prima afhandeling van de verhoging van de bestaande hypotheek.

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LW
15 December 2024
  • 04 - Icons / Star
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For the first meeting, we had to provide a lot of documents. During the conversation, everything was clearly discussed and there was enough time for all our questions. During the house hunt there was always room for a call to ask for advice and to check if anything had changed. Once the offer was accepted and we came for the follow-up meeting, the choices and substantiation were very clearly explained. The mortgage was arranged very quickly thanks to Henk's good preparation. Very grateful for the clear explanation, the time taken, the accessibility and expertise!

Review translated by Microsoft

Voor het eerste gesprek moesten we een heleboel documenten aanleveren. Tijdens het gesprek werd alles duidelijk doorgenomen en was er genoeg tijd voor al onze vragen. Gedurende de huizenjacht was er altijd ruimte voor een belletje om advies te vragen en om te checken of er iets veranderd was. Toen eenmaal het bod was geaccepteerd was en we voor het vervolggesprek kwamen, waren de keuzes en onderbouwing erg duidelijk uitgelegd. De hypotheek was super snel rond dankzij de goede voorbereiding van Henk. Erg dankbaar voor de duidelijke uitleg, de genomen tijd, de bereikbaarheid en deskundigheid!

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Remco
2 December 2024
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Very expert advice. No surprises when the deed is passed at the notary.

Review translated by Microsoft

Zeer deskundig advies. Geen verrassingen bij passeren van de akte bij de notaris.

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Sisi
29 November 2024
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He is a very kind and professional adviser.and also efficient and this company has good service.

Review translated by Microsoft

He is a very kind and professional adviser.and also efficient and this company has good service.

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R.Krul
31 October 2024
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I am really happy with the help of the team of the mortgage broker Zoetermeer. From the first conversation, I really felt heard and they took me step by step. Thanks to their expertise and clear explanations, I knew I was making the right choices I would recommend the Hypotheker Zoetermeer without a doubt to anyone who is looking for nice and good guidance!

Review translated by Microsoft

Ik ben echt superblij met de hulp van het team van de hypotheker Zoetermeer. Vanaf het eerste gesprek voelde ik me echt gehoord en ze namen me stap voor stap mee.Dankzij hun expertise en heldere uitleg wist ik dat ik de juiste keuzes maakte Ik zou de Hypotheker Zoetermeer zonder twijfel aanraden aan iedereen die fijne en goede begeleiding zoekt!

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,395
Buying a house as an entrepreneur
€ 3,295
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Zoetermeer

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment