De Hypotheker

Mortgage broker in Zoetermeer

At De Hypotheker Zoetermeer, you can turn to Henk Otgaar and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Zoetermeer on the Zwaardslootseweg.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Henk Otgaar
Henk Otgaar Hypotheekadviseur Zoetermeer
Contact information
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Opening hours
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Monday 9:00 AM - 5:30 PM
Tuesday 9:00 AM - 9:00 PM
Wednesday 9:00 AM - 9:00 PM
Thursday 9:00 AM - 9:00 PM
Friday 9:00 AM - 5:30 PM
Saturday 9:00 AM - 2:00 PM
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Zoetermeer's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Zoetermeer.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

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Our reviews

9.8
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Based on 403 reviews
Check out our the reviews at Advieskeuze.nl
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A.J. G.
12 February 2025
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The advisor goes along with my train of thought and tries to give advice that suits me

Review translated by Microsoft

De adviseur gaat goed mee in mijn gedachtegang en probeert adviezen te geven die bij me passen

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Melissa M.
11 February 2025
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Very good and quick help. No question was too much and they thought along well. If I had any questions, I could contact Joyce at any time, for which I thank you. Even the notary complimented how the documents were delivered, because everything was delivered very carefully and carefully.

Review translated by Microsoft

Hartstikke goed en snel geholpen. Geen enkele vraag was te veel en er werd goed meegedacht. Als ik vragen had kon ik op iedere moment terecht bij Joyce waarvoor dank. Zelfs de notaris had complimenten over hoe de documenten waren aangeleverd, omdat alles heel betjes en zorgvuldig werd aangeleverd.

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MdW
7 February 2025
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We could go to him with everything. In the end, I was finally able to buy a house with all the things that come with it

Review translated by Microsoft

We konden met alles bij hem terecht. Uiteindelijk naar tevredenheid eindelijk ee huis kunnen kopen met alle zaken die hier bij komen

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Harry
26 January 2025
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In a word: great! Super well helped. All the times I've been I've felt welcome. Didn't feel any distance. Very knowledgeable and can't imagine that anything has been overlooked. Keep up the good work, if necessary I will be happy to make another appointment !!

Review translated by Microsoft

In een woord: geweldig ! Super goed geholpen. Alle keren dat ik ben geweest voelde ik me welkom. Voelde geen afstand. Zeer kundig en kan me niet voorstellen dat er iets over het hoofd is gezien. Ga zo door, indien nodig maak ik met plezier weer een afspraak !!

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Annemarie
15 January 2025
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We were so very nice, well and adequately helped and advised. It took away a lot of tension for us and we could fully trust Joyce and Nicolle. They have a lot of experience, know the tricks of the trade and have been with us every step of the way. We found taking out a mortgage and buying a home a very exciting process, in which we do not have much experience. That is why it was extra nice to have these experienced, friendly and calm ladies with us. Thank you very much for that. Partly because of you, we hardly experienced any stress (except for that weird deletion :-)) and above all had a lot of fun in the process.

Review translated by Microsoft

We zijn zo ontzettend fijn, goed en adequaat geholpen en geadviseerd. Het nam bij ons veel spanning weg en we konden Joyce en Nicolle volledig vertrouwen. Ze hebben veel ervaring, kennen de klappen van de zweep en hebben ons bij elke stap bijgestaan. Wij vonden het aangaan van een hypotheek en kopen van een woning een heel spannend proces, waarin wij niet veel ervaring hebben. Daarom was het extra fijn om deze ervaren, vriendelijke en rustige dames bij ons te hebben. Heel veel dank daarvoor. Mede door jullie hebben wij nauwelijks stress ervaren (op die rare doorhaling na :-)) en vooral veel plezier gehad in het proces.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,395
Buying a house as an entrepreneur
€ 3,295
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Zoetermeer

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment