De Hypotheker

Mortgage broker in Winterswijk

At De Hypotheker Winterswijk, you can turn to Wout van der Werf and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Winterswijk on the Ratumsestraat.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Contact information
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Opening hours
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Monday 9:00 AM - 9:00 PM
Tuesday 9:00 AM - 5:00 PM
Wednesday 9:00 AM - 5:00 PM
Thursday 9:00 AM - 5:00 PM
Friday 9:00 AM - 5:00 PM
Saturday 9:00 AM - 1:00 PM
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Winterswijk's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Winterswijk.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.8
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 135 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
anoniem
9 March 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

It was a very pleasant consultation. It was clear and we received a quick response to the questions via email.

Review translated by Microsoft

Het was een zeer prettig advies gesprek. Het was duidelijk en we kregen snel reactie op de vragen via email.

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Roy
7 March 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Tom was always ready for advice, responded quickly via email to questions we have. Especially the possibility to "bid with certainty" gave us the push to switch to Tom, but we have not regretted this for a moment.

Review translated by Microsoft

Tom stond altijd klaar voor een advies, reageerde snel via de mail op vragen die we hebben. Vooral de mogelijkheid om te "bieden met zekerheid" gaf ons het zetje om over te stappen naar Tom, maar hier hebben we geen moment spijt van gehad.

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GERT-JAN
26 August 2024
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Tom knew his stuff, advised and thought along in all kinds of matters that you quickly pass by!

Review translated by Microsoft

Tom had verstand van zaken, adviseerde en dacht mee in allerlei zaken waar je al snel langs heen gaat!

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Desiree
14 August 2024
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half

We have had intensive contact for several homes. Each time we received good advice about the possibilities. In addition, we were always kept informed of which documents still had to be provided in order to apply for the mortgage. Always easily accessible by phone or were called back quickly.

Review translated by Microsoft

Wij hebben intensief contact gehad voor meerdere woningen. Elke keer kregen wij goed advies over de mogelijkheden. Daarnaast werden wij steeds op de hoogte gehouden welke documenten nog aangeleverd moesten worden om de hypotheek aan te kunnen vragen. Telefonisch altijd goed bereikbaar of werden snel teruggebeld.

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Mohammed
28 June 2024
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

We are very grateful to Mr. Tom Niboer, Because of him we were able to buy our dream house, he explains everything very well and clearly, Thank you Tom,

Review translated by Microsoft

We zijn heer Tom Niboer heel dankbaar , Door hem konden wij ons droom huis kopen , hij legt heel goed en duidelijk alles uit , Bedankt Tom ,

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

Make an appointment at De Hypotheker Winterswijk

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment