De Hypotheker

Mortgage broker in Winschoten

At De Hypotheker Winschoten, you can turn to Richard Hofstee and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Winschoten on the Venne.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Richard Hofstee
Richard Hofstee Hypotheekadviseur De Hypotheker Winschoten
Opening hours
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Monday 9:00 AM - 5:30 PM
Tuesday 9:00 AM - 5:30 PM
Wednesday 9:00 AM - 5:30 PM
Thursday 9:00 AM - 5:30 PM
Friday 9:00 AM - 5:30 PM
Saturday Closed
Easter
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Winschoten's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Winschoten.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.8
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  • 04 - Icons / Star - Half
Based on 177 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
HV
18 April 2025
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Knowledgeable, friendly and helpful; An excellent combination

Review translated by Microsoft

Deskundig, vriendelijk en behulpzaam; een uitstekende combinatie

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Sandra
3 April 2025
  • 04 - Icons / Star
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This advisor gives clear, open and honest advice and ensures a quick settlement of your mortgage application.

Review translated by Microsoft

Deze adviseur geeft een duidelijk, open en eerlijk advies en zorgt voor snelle afwikkeling van je hypotheek aanvraag.

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John
11 March 2025
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We are extremely satisfied with Richard's service as a mortgage advisor. He is very competent and has guided us excellently from A to Z. His financial explanation was always clear and understandable, allowing us to make well-informed decisions. Thanks to his expertise and patience, the whole process went smoothly and without stress. We absolutely recommend the Hypotheker for anyone looking for a reliable and knowledgeable mortgage advisor!

Review translated by Microsoft

Wij zijn ontzettend tevreden met de service van Richard als hypotheekadviseur. Hij is zeer bekwaam en heeft ons van A tot Z uitstekend begeleid. Zijn financiële uitleg was altijd helder en begrijpelijk, waardoor wij goed geïnformeerd beslissingen konden nemen. Dankzij zijn deskundigheid en geduld verliep het hele proces soepel en zonder stress. We raden de Hypotheker absoluut aan voor iedereen die op zoek is naar een betrouwbare en kundige hypotheekadviseur!

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J.J
17 February 2025
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Richard explained it well and was just perfect for each other.

Review translated by Microsoft

Richard heeft het goed uitgelegd was gewoon perfect voor mekaar.

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Jeroen
3 February 2025
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Very complete advice in complex situations with time pressure. We came to Richard to finance a newly purchased home for my ex-wife and to take over the original mortgage and home by myself. In our first conversation in mid-October '24, we found out that our question was only possible after the divorce was formally finalized. Richard has provided us with a notary's office and mediator who can act quickly in these situations. As a result, we were able to arrange the complete divorce in just 3 months and the deeds for both houses were also executed within the expiration of the resolutive conditions. In short, very satisfied!

Review translated by Microsoft

Zeer compleet advies in complexe situatie met tijdsdruk. Wij kwamen bij Richard voor de financiering van een nieuw aangekochte woning voor mijn ex-vrouw en het overnemen van de oorspronkelijke hypotheek en woning door mijzelf. In ons eerste gesprek halverwege oktober '24 kwamen wij erachter dat onze vraag pas mogelijk was nadat de scheiding formeel rond was. Richard heeft ons een notariskantoor en mediator aangedragen die in deze situaties snel kunnen handelen. Hierdoor hebben wij in slechts 3 maanden tijd de volledige scheiding kunnen regelen en zijn ook de aktes voor beide woningen gepasseerd binnen het verlopen van de ontbindende voorwaarden. Kortom, zeer tevreden!

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,250
Buying a house as an entrepreneur
€ 3,250
Divorce
€ 3,500
Sustainability
€ 2,750
Renovation
€ 2,750
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Winschoten

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment