De Hypotheker

Mortgage broker in Emmen

At De Hypotheker Emmen you can turn to Stefan Sterken and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Emmen on the Marktplein.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Stefan Sterken
Stefan Sterken Hypotheekadviseur Emmen
Opening hours
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Monday 9:00 AM - 6:00 PM
Tuesday 9:00 AM - 6:00 PM
Wednesday 9:00 AM - 6:00 PM
Thursday 9:00 AM - 6:00 PM
Friday 9:00 AM - 5:00 PM
Saturday Closed
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
On this page

What can De Hypotheker Emmen's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Emmen.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Our staff from left to right and top to bottom are: Renate Warta, Bryan Pathuis, Hennie Koops van 't Jagt, Stefan Sterken, Zoë Hartman and Corrie de Boer.

Mortgage advisors at De Hypotheker Emmen

Our reviews

10.0
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Based on 119 reviews
Check out our the reviews at Advieskeuze.nl
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Super Service!
16 December 2024
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My girlfriend and I walked into the Hypotheker in Emmen with an almost impossible task. We already had a house with an accepted offer, but no mortgage yet. It still had to be applied for (we already had an indication) Fortunately they were able to push us in for an appointment, we drove to all locations BUT it worked out and we are very grateful for that.

Review translated by Microsoft

Mijn vriendin en ik kwamen met een bijna onmogelijke taak binnen lopen bij de Hypotheker in Emmen. We hadden al een huis met een geaccepteerd bod, maar nog geen hypotheek. Die moest nog aangevraagd worden (we hadden al wel een indicatie) Gelukkig konden ze ons er toch nog tussen drukken voor een afspraak, we zijn alle locaties afgereden MAAR het is wel gelukt en daar zijn wij heel erg dankbaar voor.

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Bianca
13 December 2024
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Takes the time, answers questions, is well aware of all the regulations, friendly. This also applies to the other advisor and the rest of the team.

Review translated by Microsoft

Neemt de tijd, beantwoordt vragen, is goed op de hoogte van alle regelgeving, vriendelijk. Geldt ook voor de andere adviseur den de rest van het team.

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Eline
22 November 2024
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Very nice help, and friendly man. There is quite a lot to consider when buying a home, but no question was too crazy. Also by e-mail always very quick answer and easily accessible by phone. Good and clear communication.

Review translated by Microsoft

Erg fijn geholpen, en vriendelijke man. Er komt nogal veel op je af bij het kopen van een woning, maar geen vraag was te gek. Ook per mail altijd erg snel antwoord en telefonisch goed bereikbaar. Goede en duidelijke communicatie.

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Roy
14 November 2024
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For the search for our new home we went to De Hypotheker in Emmen. During the introductory meeting, we immediately got a good impression. After this, we made our wishes clear and received the right advice. The new concept "Bidding with certainty" also works perfectly! You will receive a nice extensive report about the property you want to bid on and you will be stronger in your bids because you can make an offer without conditions. In the meantime, we have had good contact with De Hypotheker for any questions. When our offer was accepted, we had another conversation with Stefan. Stefan clearly explains everything, and also asks if you have understood everything. This was the purchase of our 2nd home, but only now did it really become clear what we are actually doing. After completing the mortgage application at the bank, we had another interview. Here everything was clearly explained what the next steps are and how we should approach this. In short, De Hypotheker and our advisor Stefan are always easily accessible, clear in communication and clear in terms of explanations. Thank you!

Review translated by Microsoft

Voor de zoektocht naar onze nieuwe woning zijn wij bij De Hypotheker in Emmen geweest. Bij het kennismakingsgesprek kregen wij direct een goede indruk. Hierna hebben wij onze wensen duidelijk gemaakt en kregen wij het juiste advies. Het nieuwe concept "Bieden met zekerheid" werkt ook perfect! Je krijgt een mooi uitgebreid rapport over de woning waar je op wil bieden én je staat sterker in je biedingen omdat je zonder voorwaarden een bod kan uitbrengen. Ondertussen hebben wij goed contact gehad met De Hypotheker voor eventuele vragen. Bij de acceptatie van ons bod hebben wij opnieuw een gesprek gehad met Stefan. Stefan legt duidelijk alles uit, en vraagt ook of je alles begrepen hebt. Dit was de aankoop van onze 2e woning, maar nu pas werd echt duidelijk waar we eigenlijk mee bezig zijn. Na het rondmaken van de hypotheek aanvraag bij de bank hebben wij nogmaals een gesprek gehad. Hier werd alles duidelijk uitgelegd wat de vervolg stappen zijn en hoe wij dit moeten aanpakken. Kortom, De Hypotheker en onze adviseur Stefan zijn altijd goed bereikbaar, duidelijk in communicatie en helder wat betreft uitleg. Bedankt!

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Andrea en Richard
1 October 2024
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We were helped fantastically by Bryan Pathuis and Zoë Hartman. Very knowledgeable with excellent advice and very customer-oriented. Friendly and we watched with amazement how well Bryan made the calculations and provided a perfectly tailored package that we are very happy with as a family. We will also take out all insurances with them. We wish them all the prosperity and well, both professionally and privately. Real toppers and an absolute must for a safe and good mortgage with possibly. matching insurances. Richard, Andrea and Maria.

Review translated by Microsoft

We zijn fantastisch geholpen door Bryan Pathuis en Zoë Hartman. Zeer deskundig met een uitstekend advies en heel klantgericht. Vriendelijk en we hebben met verbazing gekeken hoe goed Bryan de berekeningen maakte en zorgde voor een perfect op maat pakket waar we heel gelukkig mee zijn als gezin. Alle verzekeringen zullen we ook bij hen afsluiten. We wensen hen zowel zakelijk als privé alle voorspoed en goeds toe. Echte toppers en een absolute aanrader voor een veilige en goede hypotheek met evt. bijpassende verzekeringen. Richard, Andrea en Maria.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,395
Buying a house as an entrepreneur
€ 3,295
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Emmen

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment