De Hypotheker

Mortgage broker in Apeldoorn

At De Hypotheker Apeldoorn, you can turn to Henk van der Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Apeldoorn on the Regentesselaan.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Henk van de Kolk
Henk Van De Kolk Hypotheekadviseur Apeldoorn
Contact information
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Opening hours
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Monday 8:30 AM - 5:15 PM
Tuesday 9:00 AM - 7:30 PM
New Years Day Closed
Thursday 9:00 AM - 5:15 PM
Friday 9:00 AM - 5:15 PM
Saturday Closed
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Apeldoorn's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Apeldoorn.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.7
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  • 04 - Icons / Star - Half
Based on 350 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Mark-Jan
18 December 2024
  • 04 - Icons / Star
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Clear and flexible advice, which certainly helped us very well.

Review translated by Microsoft

Duidelijk en flexibel advies, waarmee wij zeker heel goed geholpen zijn.

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P. A
9 December 2024
  • 04 - Icons / Star
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  • 04 - Icons / Star - Half
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In the first meeting, several amounts were mentioned, which ultimately turned out to be far from feasible. We also found out later in the process that they did not listen carefully in the first conversation. For example, that my contract is on an on-call basis and I don't have a fixed number of hours. Fortunately, everything turned out well in the end.

Review translated by Microsoft

In het eerste gesprek werden meerdere bedragen genoemd, die uiteindelijk verre van haalbaar bleken. Ook kwamen wij later in het proces erachter dat er niet goed geluisterd is in het eerste gesprek. Bijvoorbeeld dat mijn contract op oproepbasis is en ik geen vast aantal uren heb. Gelukkig is alles uit eindelijk goed gekomen.

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Jeffrey
2 December 2024
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Very pleasant and expert advice in a complicated situation regarding a divorce.

Review translated by Microsoft

Zeer prettig en deskundig advies in een ingewikkelde situatie omtrent een echtscheiding.

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Anoniem
28 November 2024
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This was the second advice we received from Huub and it was excellent again. We had a special case that he worked hard for and with success! Even in the years between the first and second advice, Huub was always available for a piece of advice without obligation.

Review translated by Microsoft

Dit was het tweede advies wat we mochten krijgen van Huub en het was weer uitstekend. We hadden een bijzondere casus waar hij zich hard voor heeft gemaakt en met succes! Ook in de jaren tussen het eerste en tweede advies was Huub altijd vrijblijvend bereikbaar voor een stukje advies.

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Anoniem
22 November 2024
  • 04 - Icons / Star
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We would like to share our experience with De Hypotheker, because it was simply excellent. From the first moment of contact to the completion of the mortgage increase, we were helped very well by the employees. What struck us most was how **customer-friendly** they are. No question was too much, and we really felt heard and understood. No matter how difficult the lender sometimes was. The employees are also **very knowledgeable**. They take the time for you and this gives us confidence. Their expertise shone through in everything they did, from advising to thinking along about our personal situation. What we also really appreciate is how **understanding** they were, increasing a mortgage is not something you do lightly. In short, we can wholeheartedly recommend De Hypotheker to anyone looking for a reliable, knowledgeable and customer-oriented mortgage advisor. A big compliment to the whole team!

Review translated by Microsoft

Graag willen wij onze ervaring met De Hypotheker delen, omdat deze simpelweg uitmuntend was. Vanaf het eerste contactmoment tot de afronding van de hypotheekverhoging zijn we ontzettend goed geholpen door de medewerkers. Wat ons vooral opviel, was hoe **klantvriendelijk** ze zijn. Geen vraag was te veel, en we voelden ons echt gehoord en begrepen. Hoe lastig de geldverstrekker soms ook was. De medewerkers zijn daarnaast **zeer kundig**. Ze nemen de tijd voor je en dit geeft ons vertrouwen. Hun expertise straalde door in alles wat ze deden, van het adviseren tot het meedenken over onze persoonlijke situatie. Wat we ook erg waarderen, is hoe **begripvol** ze waren, het verhogen van een hypotheek doe je ook niet zomaar. Kortom, Wij kunnen De Hypotheker van harte aanbevelen aan iedereen die op zoek is naar een betrouwbare, deskundige en klantgerichte hypotheekadviseur. Een dikke pluim voor het hele team!

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Apeldoorn

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment