De Hypotheker

Mortgage broker in Apeldoorn

At De Hypotheker Apeldoorn, you can turn to Henk van der Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Apeldoorn on the Regentesselaan.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Henk van de Kolk
Henk Van De Kolk Hypotheekadviseur Apeldoorn
Contact information
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Opening hours
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Monday 8:30 AM - 5:15 PM
Tuesday 9:00 AM - 7:30 PM
Wednesday 9:00 AM - 7:30 PM
Thursday 9:00 AM - 5:15 PM
Friday 9:00 AM - 5:15 PM
Saturday Closed
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Apeldoorn's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Apeldoorn.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.7
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  • 04 - Icons / Star - Half
Based on 361 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Rik
7 March 2025
  • 04 - Icons / Star
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Explained everything very well and then there was contact

Review translated by Microsoft

Heeft alles erg goed uitgelegd en daarna bleef er kontakt

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Mark en Margot
6 March 2025
  • 04 - Icons / Star
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Enthusiastic, friendly, does her job well, always responds and quickly, helpful. It feels like you're not a number.

Review translated by Microsoft

Enthousiast, vriendelijk, doet haar werk goed, reageert altijd en snel, behulpzaam. Het voelt alsof je geen nummertje bent.

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Ömer
6 March 2025
  • 04 - Icons / Star
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Excellent experience with Jan Willem as a mortgage advisor! Jan Willem has now helped me twice with the purchase of an apartment, and both times I have been guided very well. He is knowledgeable, clear in his explanations and really takes the time to think about the best options. Thanks to his advice and commitment also from her colleague Esther, the whole process went smoothly and without worries. I would recommend it without a doubt to anyone looking for a reliable and knowledgeable mortgage advisor.

Review translated by Microsoft

Uitstekende ervaring met Jan Willem als hypotheekadviseur! Jan Willem heeft mij inmiddels twee keer geholpen bij de aankoop van een appartement, en beide keren ben ik ontzettend goed begeleid. Hij is deskundig, duidelijk in zijn uitleg en neemt echt de tijd om mee te denken over de beste opties. Dankzij zijn advies en inzet ook van haar collega Esther verliep het hele proces soepel en zonder zorgen. Ik zou hem zonder twijfel aanraden aan iedereen die op zoek is naar een betrouwbare en kundige hypotheekadviseur.

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Ralf
4 March 2025
  • 04 - Icons / Star
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The same for years, always well organized. Clarity!

Review translated by Microsoft

Al jaren dezelfde, altijd goed geregeld. Duidelijkheid!

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Dion Bogaers
27 February 2025
  • 04 - Icons / Star
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In 1 word perfect. I was helped very well by Jan Willem Wierda. I was also helped by Esther. I can recommend the Hypotheker Apeldoorn to everyone. The knowledge and willingness to help you well is great! Keep up the good work!!

Review translated by Microsoft

In 1 woord perfect. Ik ben super goed geholpen door Jan Willem Wierda. Verder ben ik ook super geholpen door Esther. Ik kan iedereen de Hypotheker Apeldoorn aanraden. De kennis en bereidheid je goed te helpen is top! Ga zo door!!

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Apeldoorn

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment