De Hypotheker

Mortgage broker Amsterdam Herengracht

At De Hypotheker Amsterdam Herengracht, you can turn to Ronald Karsten and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Amsterdam Herengracht on Herengracht 213VI.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Ronald Karsten
Ronald Karsten Hypotheekadviseur Amsterdam Herengracht
Contact information
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Opening hours
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Monday 9:00 AM - 6:00 PM
Tuesday 9:00 AM - 9:00 PM
Wednesday 9:00 AM - 6:00 PM
Thursday 9:00 AM - 9:00 PM
Friday 9:00 AM - 5:00 PM
Saturday 10:00 AM - 5:00 PM
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Amsterdam Herengracht's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Amsterdam Herengracht.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.
Teamfoto Herengracht Mei 2024

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Our reviews

9.8
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  • 04 - Icons / Star - Half
Based on 74 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
EB
26 March 2025
  • 04 - Icons / Star
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Ronald Karsten has worked hard to be able to take our mortgage to the new-build house, with success. We are very grateful for this.

Review translated by Microsoft

Ronald Karsten heeft zich ingezet om onze hypotheek mee te kunnen nemen naar het nieuwbouwhuis, met succes. We zijn hier heel dankbaar voor.

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anoniem
18 March 2025
  • 04 - Icons / Star
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The mortgage advice I received was of high quality. Arnoud was not only friendly, but also very knowledgeable and came up with excellent suggestions

Review translated by Microsoft

Het hypotheekadvies dat ik ontving was van hoge kwaliteit. Arnoud was niet alleen vriendelijk, maar ook zeer deskundig en kwam met uitstekende suggesties

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Shivang
11 December 2024
  • 04 - Icons / Star
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Ronald understood that we're expats and we might be unaware of somethings that locals may be aware of by design and he explained everything to us in great detail and repetition at times without any issues. He was patient and didn't force us into anything. Speaking to Ronald always mad us calm as he always understood the issue and came up with solutions that help us rather than simply dictating the law.

Review translated by Microsoft

Ronald understood that we're expats and we might be unaware of somethings that locals may be aware of by design and he explained everything to us in great detail and repetition at times without any issues. He was patient and didn't force us into anything. Speaking to Ronald always mad us calm as he always understood the issue and came up with solutions that help us rather than simply dictating the law.

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Isabelle
17 September 2024
  • 04 - Icons / Star
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We have had a positive experience around buying our first house and that is certainly due to the good help of Arnoud. It was all very new to us, but he was very helpful and explained everything to us clearly. We could always reach him for questions. You can clearly see that he has a lot of experience in this field and that is very reassuring with such a purchase!

Review translated by Microsoft

We hebben een positieve ervaring gehad rondom het kopen van ons eerste huis en dat komt ook zeker door de goede hulp van Arnoud. Het was allemaal erg nieuw voor ons, maar hij was heel behulpzaam en heeft ons alles duidelijk uitgelegd. We konden hem altijd bereiken voor vragen. Je kan duidelijk merken dat hij veel ervaring heeft in dit vakgebied en dat is zeer geruststellend bij zo’n aankoop!

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Alexis
19 July 2024
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I had a positive experience working with Arnoud Jonker. He was friendly and professional throughout the process. His explanations were clear, and he was always reachable when I had questions. I am grateful for his help and would recommend his services to anyone in need of a mortgage/financial advisor.

Review translated by Microsoft

I had a positive experience working with Arnoud Jonker. He was friendly and professional throughout the process. His explanations were clear, and he was always reachable when I had questions. I am grateful for his help and would recommend his services to anyone in need of a mortgage/financial advisor.

Lees meer Show original
Arrow

Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,395
Buying a house as an entrepreneur
€ 3,295
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Amsterdam Herengracht

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment